Terms & Conditions

Free to use

This website and its calculators/content are provided free of charge for informational and educational purposes.

License

Content is free to use under Creative Commons Attribution-NonCommercial-ShareAlike 4.0 (CC BY‑NC‑SA 4.0), unless stated otherwise.

• Attribution: You must give appropriate credit and indicate if changes were made.
• NonCommercial: You may not use the material for commercial purposes.
• ShareAlike: If you remix, transform, or build upon the material, you must distribute your contributions under the same license.

Not financial, legal, or professional advice

The information on this site does not constitute financial, investment, tax, legal, or other professional advice. You are responsible for how you interpret and use any results or information.

No warranties

The site is provided “as is” and “as available” without warranties of any kind, whether express or implied. I do not guarantee accuracy, completeness, timeliness, or availability of the site or any outputs.

Limitation of liability

To the maximum extent permitted by law, I will not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from or related to your use of the site, including reliance on any calculations, estimates, or content.

Changes

I may update these Terms from time to time. Continued use of the site after changes means you accept the updated Terms.